Property Insurance.
RE:IMAGINED.
re:nu is a specialist underwriting agency focused on property owners, commercial and unoccupied property insurance solutions throughout the UK broker market.
Why re:nu?
Combining experienced underwriters with modern technology and intelligent data, we make property insurance straightforward to place, from everyday risks to properties that require a more specialist approach.
Specialist property underwriting, modern systems and people our brokers can reach. Four things shape how we trade.
Property: Focus
Property is what we do.
From residential and commercial landlords to unoccupied buildings, portfolios and more complex property risks, our specialist approach gives brokers access to experienced underwriters who understand the exposures they are being asked to cover.
Appetite: Broader
A broader property appetite.
Not every property fits neatly into a standard box.
Alongside conventional Property Owners business, we consider risks including unoccupied properties, non-standard construction, renovation and conversion, previous subsidence and a range of other circumstances that can make placement more challenging.
Access: Underwriters
Real underwriters. Real decisions.
Good technology should make underwriting faster, not make underwriters harder to reach.
We use modern systems and data to support efficient decision-making while giving our brokers direct access to experienced underwriters when they need it.
Partnership: Long term
Relationships matter.
We are building re:nu around long-term broker partnerships.
That means accessible people, clear communication, consistent underwriting and a genuine desire to find solutions where a risk sits within our appetite.
Our Approach
Built around brokers.
Designed for their customers.
We develop products with the needs of property owners at their heart, combining meaningful cover, fair value and specialist underwriting with a straightforward experience for brokers that place business with us.
Our Products
Four products.
Occupied and unoccupied.
Commercial and residential property insurance for brokers placing risks on behalf of landlords, investors and property owners across the UK.
Commercial Property
Commercial Property Owners
Specialist cover for commercial landlords, investors and property owners, from individual premises to multi-location portfolios.
Max TSI
£5m
Min premium
£350 + IPT
Commercial Property
Commercial Unoccupied
Dedicated cover for commercial properties that are vacant, undergoing renovation or conversion, awaiting sale or between occupancies.
Max TSI
£5m
Min premium
£350 + IPT
Residential Property
Residential Property Owners
Cover for properties used for holiday letting and Short-term lets, including properties advertised through online booking platforms.
Max TSI
£5m
Min premium
£350 + IPT
Residential Property
Residential Unoccupied
Specialist protection for residential properties that are temporarily vacant, undergoing works, awaiting occupation or otherwise outside standard Property Owners appetite.
Max TSI
£5m
Min premium
£350 + IPT
Claims
A claim is often the moment when insurance matters most.
Our claims service is delivered in partnership with specialist claims professionals who are experienced in managing property claims efficiently, fairly and sympathetically.
We are committed to ensuring that policyholders receive clear communication and support throughout the claims process.
DWF Claims Ltd,
1 Scott Place,
2 Hardman Street,
Manchester, M3 3AA.
FAQ
Frequently asked
Questions
The quick answers on appetite, limits, submissions and claims, so you can get on with placing the risk.
How do I start placing business with RE:NU?
Speak to our broker development team and we will walk you through the agency application. Once the agency is in place you can send risks straight to an underwriter, with no portal queue in between.
Do you deal directly with property owners?
RE:NU works through the UK broker market. Property owners should speak to their insurance broker, who can place the risk with us.
What are your minimum premium and maximum sums insured?
Our property insurance products start from a minimum premium of £350 + IPT, with a maximum total sum insured (TSI) of £5m.
Do you cover holiday lets and short-term lets?
Yes. Our Residential Property Owners product covers properties used for holiday letting and short-term lets, including properties advertised through online booking platforms.
What counts as unoccupied, and how long can a property stand empty?
Our Commercial Unoccupied and Residential Unoccupied products cover properties that are vacant, undergoing works or renovation, awaiting sale or occupation, or between occupancies. Speak to an underwriter about the specific circumstances of the risk.
Let us look at your next
property risk.
Apply for an agency to start trading with RE:NU, or send a risk to an underwriter today.